Federal Bank Q1: Analysts expect subdued performance

Written By Unknown on Jumat, 19 Juli 2013 | 10.54

Jul 19, 2013, 09.14 AM IST

Federal Bank's profit after tax is likely to grow by 6 percent year-on-year to Rs 202 crore and NII may rise by 3 percent Y-o-Y to Rs 504 crore during April-June quarter, according to CNBC-TV18 poll. In previous quarter (Q4FY13), former fell 6.6 percent and later declined 2.3 percent.

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Federal Bank Q1: Analysts expect subdued performance

Federal Bank's profit after tax is likely to grow by 6 percent year-on-year to Rs 202 crore and NII may rise by 3 percent Y-o-Y to Rs 504 crore during April-June quarter, according to CNBC-TV18 poll. In previous quarter (Q4FY13), former fell 6.6 percent and later declined 2.3 percent.

Like this story, share it with millions of investors on M3

Federal Bank Q1: Analysts expect subdued performance

Federal Bank's profit after tax is likely to grow by 6 percent year-on-year to Rs 202 crore and NII may rise by 3 percent Y-o-Y to Rs 504 crore during April-June quarter, according to CNBC-TV18 poll. In previous quarter (Q4FY13), former fell 6.6 percent and later declined 2.3 percent.

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Private sector lender Federal Bank will announce its first quarter earnings on Thursday. Analysts on an average are expecting another subdued performance on the core metrics i.e. net interest income (NII) and profit after tax (PAT).

Profit after tax is likely to grow by 6 percent year-on-year to Rs 202 crore and NII may rise by 3 percent Y-o-Y to Rs 504 crore during April-June quarter, according to CNBC-TV18 poll. In previous quarter (Q4FY13), former fell 6.6 percent and the later declined 2.3 percent.

According to analysts, within asset quality investors should watch out for upgrades and recoveries to support overall ratios despite slippages and restructured loans being higher.

Also watch out for any interest reversal which could affect NII. In Q4, the south-based lender accounted for interest reversal of Rs 60 crore on Tamil Nadu State Electricity Board (TNSEB) restructuring and slippages.

PAT is dependant on provisions as in previous quarter, which was down due to Rs 43 crore worth of provision completely on account of NAFED and TNSEB.

Other income is expected to support bottomline - especially treasury. Non interest income was up by 23 percent in Q4 to Rs 200 crore and treasury gains were Rs 57.6 crore, up 58 percent Y-o-Y.

Net interest margin was affected in last quarter by interest reversals, hence investors should watch out for stabilization in first quarter.


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