Total income during the quarter increased to Rs 2,266.34 crore as against Rs 2,172.19 crore a year ago, Punjab & Sind Bank said in a filing to the BSE.
State-run Punjab & Sind Bank posted a 42 percent decline in net profit to Rs 58 crore in the third quarter ended December 31, 2014.
The lender had earned a net profit of Rs 100.1 crore in the October-December quarter of 2013-14.
Total income during the quarter increased to Rs 2,266.34 crore as against Rs 2,172.19 crore a year ago, Punjab & Sind Bank said in a filing to the BSE.
However, operating profit of the bank declined to Rs 161.29 crore as against Rs 190 crore in the year-ago period. Gross NPAs as a percentage to total advances rose significantly to 5.01 percent from 3.84 per cent in the same quarter a year ago. Its net NPAs went up to 3.81 percent from 2.68 per cent at the end of December 2013.
Gross NPA in absolute terms rose to Rs 2,996.05 crore as compared to Rs 2,195.76 crore. Total provisions, excluding for income tax, rose to Rs 104.93 crore as against Rs 85.37 crore in the year-ago period. Shares of the bank closed at Rs 57.60 per unit, down 1.54 percent on the BSE.
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